How it works

A four-step pipeline, engineered for under two hours.

Cashlog is the concierge. The loan itself is issued by our regulated micro-finance partner. Most logbook lenders run a three-day shuffle of forms and call-backs. Our partner re-built the workflow as a single-day, single-visit process.

  1. Step 1: Apply online

    0 to 5 min

    Five-minute form on Cashlog. Upload logbook, ID, KRA PIN, M-Pesa or bank statement, and two photos. We pre-screen instantly and call you back within fifteen minutes to introduce our regulated micro-finance partner with an indicative offer.

  2. Step 2: Vehicle valuation

    25 to 60 min

    Our partner dispatches a certified valuer to a location of your choice. The inspection takes around twenty minutes and confirms the loan ceiling, typically up to 90% of market value.

  3. Step 3: Approval, registration & tracker

    60 to 110 min

    Our partner finalises your offer in writing, files joint logbook ownership at NTSA, and fits a discreet GPS tracker. You sign the loan agreement directly with the partner. Cashlog coordinates so you don't have to.

  4. Step 4: Funds disbursed

    110 to 120 min

    Our partner sends your full qualified amount to M-Pesa or your bank account. The 5% processing fee is added to the loan principal and never deducted from your payout.

Your car keeps moving. So does your money.

Submit your details in 5 minutes. Get connected with our regulated micro-finance partner today and see funds in under 2 hours with no deductions, no theatrics.